Insurance and Payments

We accept most vision insurance plans; however, policies vary. Be sure to familiarize yourself with the terms of your specific plan. You may be required to pay a deductible at the time of your eye exam.

No discounts will be applied to insurance purchases. 

We will be happy to bill your insurance company for you. Some of the many plans we accept include:

  • Vision Service Plan (VSP)
  • Medicare
  • Nebraska Medicaid – Total Care
  • Regional Care, Inc. (RCI)
  • Aetna
  • Avesis
  • Palmetto GBA
  • Midlands Choice
  • United Health Care
  • Blue Cross Blue Shield
  • Benicorp
  • Cigna Health Care
  • Corporate Benefit Services Administration
  • Coventry Health/First Health
  • Tricare
  • Humana Gold
  • Out-of-network providers for: Humana Vision  
  • In-network or provider status may vary depending on individual’s plan


Cash discount on all material purchases if paid for on the date of service.

We accept checks, debit cards, MasterCard, Discover, Care Credit, and cash. Insurance and Flex Plans accepted. No discount with insurance.

image of front desk assistant helping person fill out paperwork.

At Bluffs Vision Care, our goal is promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our Scottsbluff patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at Bluffs Vision Care is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover many of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

Contact our office at (308) 635-1633 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our Scottsbluff optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Bluffs Vision Care, we also accept cash, check, and major credit cards. Call (308) 635-1633 today to schedule your eye exam today.

Contact Us

We look forward to hearing from you.

Our Location

Hours of Operation

Our Regular Schedule

Scottsbluff Office


8:00 am-6:00 pm


8:00 am-6:00 pm


8:00 am-6:00 pm


8:00 am-6:00 pm


8:00 am-5:00 pm


8:00 am-1:00 pm